Enter a few numbers and get an itemized breakdown of the taxes you pay in a year, and what the federal government, the state, your county and your city spend them on.
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Sales tax isn't included yet.
A rough estimate to show where tax money goes, not tax advice. Your actual taxes depend on deductions, credits and other income.
Enter your income to see where your taxes go.
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Each section above lists who decides. The next step is your ballot: see who and what you'll be voting on, check your registration, and find where to vote.
See what's on your ballot ↗Tax money goes into shared pots, so no one can trace your exact dollars. Each line shows your share of what that government spends, in proportion to its budget.
Where you live: the breakdown uses one place, your main home. If you have two homes, each home's property tax goes to that home's local governments, and sales tax goes to wherever you shop. In Indiana, county income tax goes to the county you lived in on January 1.
Tax year: pick 2025 if you're using last year's tax return, or 2026 to estimate this year. The tax math uses that year's brackets, deductions and rates, including local rates that changed partway through 2025 (averaged over the year). Federal spending is that year's actual spending (the federal year runs October to September). State and local spending follows each government's current budget for both years. Budgets usually shift only a few percent from year to year.
Federal: tax brackets and standard deduction for the year you pick, including the extra deductions for people 65 and older, the child tax credit and the Earned Income Tax Credit. It assumes you take the standard deduction and have no other income (like interest, dividends or capital gains) or other credits. Up to 85% of Social Security benefits can be taxed, depending on your other income. Self-employment income pays both halves of Social Security and Medicare tax, minus the usual deductions for it. Social Security and Medicare taxes are shown going to those programs. Refundable credits that come back to you as a refund are shown separately, not subtracted from your total. Income tax is split by what the government actually spent on everything except Social Security, which is paid from its own tax, in the federal year you pick (fiscal 2025 or 2026), by area and by program, from the U.S. Treasury's final Monthly Treasury Statement for that year. The government also borrows, so total spending is larger than taxes collected.
Gas: gas spending is turned into gallons using an average pump price for the year you pick, then taxed per gallon. Every gallon includes the 18.4-cent federal gas tax, which goes to the federal Highway Trust Fund for highway and transit grants to states. Gas isn't charged regular sales tax, so leave it out of your shopping.
Oklahoma income tax: for 2025, six brackets from 0.25% to 4.75% (the top rate starts at $7,200 of taxable income, $14,400 for married couples and heads of household). For 2026, a 2025 law (HB 2764) cut it to four brackets: 0% on the first $3,750 ($7,500 married or head of household), then 2.5%, 3.5% and 4.5% above $7,200 ($14,400). Later quarter-point cuts happen only if state revenue grows enough. Taxable income is federal income minus Social Security (not taxed in Oklahoma), up to $10,000 a person of pension, IRA and 401(k) income, a standard deduction of $6,350 ($12,700 married, $9,350 head of household) and $1,000 for each person and dependent, plus $1,000 for each person 65 or older with income of $15,000 or less ($25,000 married, $19,000 head of household). Credits: the child tax credit (5% of the federal one, if federal income is $100,000 or less; the page doesn't count the child care alternative), the Earned Income Credit (5% of the federal one, figured with the federal rules for 2020, which Oklahoma still uses; refundable) and the Sales Tax Relief Credit ($40 a person for households with income up to $20,000, or $50,000 with a child or someone 65 or older, refundable). When Oklahoma income is lower than federal income, for example because Social Security or retirement income isn't taxed, the child tax credit and the Earned Income Credit shrink by the same share. Military retirement isn't taxed at all. Government pensions share the $10,000 with other retirement money; the older federal Civil Service pension paid instead of Social Security isn't taxed, which this page doesn't figure. No Oklahoma city or county taxes income.
Where state taxes go: the 4.5% state sales tax and the income tax go mostly to the General Revenue Fund, with fixed shares to schools (the 1017 Fund) and teacher pensions. All of it is spent through the Legislature's budget, so both are split by the appropriations for July 2026 to June 2027 (House Appropriations and Budget summary). One-time projects include $200 million put into savings. Oklahoma doesn't share its sales or income tax with cities.
Sales tax: rates come from the Oklahoma Tax Commission's rate chart for early 2026 and its October 2026 sales tax report, with changes during 2025 and 2026 by quarter (for example Nowata and Pawnee County in January 2026, Valley Brook and Coalgate in July 2026, Salina in October 2026). For eight cities that changed rates in the first half of 2025 (Choctaw, Claremore, Frederick, Jay, Okeene, Pond Creek, Union City, Washington) the earlier rate wasn't found, so 2025 uses the new rate. Cities in more than one county are listed once for each county with 100 or more of their people, with that county's sales tax. Sapulpa charges a higher city rate in its Tulsa County part. Groceries are left out of shopping: the state's 4.5% on them ended in August 2024, and the city and county taxes that still apply aren't counted.
Cities and counties: Oklahoma cities depend on their own sales tax for most of their budgets, because state law doesn't let them use property tax for day-to-day costs and there's no city income tax. Oklahoma City's 4.125% is split into its General Fund (2.25%, shown by department from the FY2027 adopted budget), public safety (0.75%), the zoo (0.125%) and MAPS 4 (1%). Tulsa's 3.65% is its General Fund (2%, by program area from the FY2027 adopted budget), Improve Our Tulsa (0.95%), Vision Tulsa (0.65%) and a reserve (0.05%). Other cities and towns are split by what they actually spent, as reported to the U.S. Census Bureau, where available (that leaves out utilities, which run on fees). County sales taxes are split by the purpose voters approved for each one (Oklahoma State University's 2024-25 county tax report). Oklahoma County has no county sales tax.
Property tax: the estimate uses your county's typical rate (median tax divided by median home value, U.S. Census 2019-2023), from about 0.4% in parts of southeast Oklahoma to about 1% in Cleveland, Tulsa, Oklahoma and Canadian counties. The split is Oklahoma County's 2025 tax dollar, Oklahoma State University's 2024 totals for Tulsa, Cleveland and Canadian counties, and a typical Oklahoma bill elsewhere (schools and career techs about 80%), so it's a rough guide. Your own bill lists every levy.
Oklahoma gas taxes: 19 cents a gallon plus a 1-cent storage tank fee, the same in 2025 and 2026. Gas isn't charged sales tax, and cities and counties can't add gas taxes. About two-thirds of the gas tax goes to state highways and bridges (ODOT), about a third to county roads and bridges, and a small share to city streets. Average gas prices used: $2.90 a gallon for 2025 and $3.63 for 2026 (federal EIA prices for the Midwest region; Oklahoma's are often a little lower).
Not included: hotel taxes, the vehicle excise tax and car tags, utility franchise fees, and the other county's sales tax in the few small parts of cities (under 100 people) that cross into another county.
Oklahoma sources: Tax Commission sales tax rates (early 2026) · Sales tax report, October 2026 · Income tax exemptions · 2025 Form 511 · 2026 withholding tables · Sales tax apportionment law · FY2027 appropriations (House) · County sales taxes (OSU) · Gas tax split · Property tax by county · U.S. Census local government finances · Budgets: Oklahoma City · Tulsa
Federal sources: U.S. Treasury Monthly Treasury Statement, FY2025 and FY2026 · 2025 IRS brackets · 2026 IRS brackets · Federal gas tax (FHWA)
A married couple with two kids under 17. They earn $80,000 a year from work, spend $25,000 a year on shopping (not counting groceries) and $1,500 on gas, and rent their home. These are their 2026 taxes.
They pay about $11,474 a year in taxes. Here's where it goes.
Social Security, Medicare, Medicaid and interest on the debt run on existing laws, so they change only when Congress changes those laws. Most other spending is voted on every year.
An estimate to show where tax money goes, not tax advice. Use the calculator above to see your own numbers.